:root {
  --black: #0e0d0c;
  --black-2: #1a1917;
  --black-3: #262420;
  --yellow: #f5cb09;
  --yellow-dark: #d6b000;
  --yellow-soft: #fff8d6;
  --cream: #f7f5ef;
  --ink: #16150f;
  --muted: #5d5a52;
  --line: #e4e1d8;
  --white: #ffffff;
  --radius: 10px;
  --shadow: 0 10px 30px rgba(0, 0, 0, 0.12);
  --display: "Oswald", "Arial Narrow", Impact, sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: "Inter", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
  color: var(--ink);
  background: var(--white);
  line-height: 1.6;
  font-size: 17px;
}
img { max-width: 100%; display: block; }
a { color: #8a6f00; }
h1, h2, h3 { font-family: var(--display); line-height: 1.12; margin: 0 0 .5em; color: var(--black); text-transform: uppercase; letter-spacing: .01em; }
h1 { font-size: clamp(2.3rem, 5vw, 3.6rem); font-weight: 700; }
h2 { font-size: clamp(1.8rem, 3.4vw, 2.5rem); font-weight: 700; }
h3 { font-size: 1.2rem; font-weight: 600; letter-spacing: .02em; }
p { margin: 0 0 1em; }

.wrap { width: 100%; max-width: 1140px; margin: 0 auto; padding: 0 20px; }
section { padding: 76px 0; }
.center { text-align: center; }
.lead { font-size: 1.15rem; color: var(--muted); max-width: 720px; }
.center .lead { margin-left: auto; margin-right: auto; }
.eyebrow { font-family: var(--display); text-transform: uppercase; letter-spacing: .18em; font-size: .9rem; font-weight: 600; color: var(--yellow-dark); margin-bottom: .5em; display: block; }
.on-dark .eyebrow, .hero .eyebrow { color: var(--yellow); }
.rule { width: 64px; height: 4px; background: var(--yellow); border-radius: 2px; margin: 0 auto 18px; }

/* Top bar + header */
.topbar { background: var(--yellow); color: var(--black); font-size: .9rem; font-weight: 600; }
.topbar .wrap { display: flex; justify-content: space-between; gap: 12px; padding-top: 7px; padding-bottom: 7px; flex-wrap: wrap; }
.topbar a { color: var(--black); font-weight: 800; text-decoration: none; }

header.site { background: var(--black); border-bottom: 1px solid #000; position: sticky; top: 0; z-index: 20; }
header.site .wrap { display: flex; align-items: center; justify-content: space-between; height: 78px; gap: 16px; }
.brand { display: flex; align-items: center; gap: 12px; text-decoration: none; }
.brand img { height: 40px; width: auto; }
.brand .wordmark { font-family: var(--display); color: var(--yellow); line-height: 1; text-transform: uppercase; }
.brand .wordmark b { display: block; font-size: 1.55rem; font-weight: 700; letter-spacing: .01em; }
.brand .wordmark small { display: block; font-size: .72rem; font-weight: 500; letter-spacing: .42em; margin-top: 3px; }
nav.main { display: flex; align-items: center; gap: 24px; }
nav.main a { color: #e9e6dc; text-decoration: none; font-weight: 600; font-size: .95rem; }
nav.main a:hover { color: var(--yellow); }

.btn { display: inline-block; background: var(--yellow); color: var(--black) !important; font-family: var(--display); text-transform: uppercase; letter-spacing: .06em; font-weight: 700; text-decoration: none; padding: 14px 26px; border-radius: 6px; border: 0; cursor: pointer; font-size: 1.05rem; transition: background .15s, transform .15s; }
.btn:hover { background: #ffd92e; transform: translateY(-1px); }
.btn.sm { padding: 9px 16px; font-size: .95rem; }
.btn.ghost { background: transparent; color: var(--yellow) !important; border: 2px solid var(--yellow); }
.btn.ghost:hover { background: rgba(245,203,9,.1); }
.btn.dark { background: var(--black); color: var(--yellow) !important; }
.btn.dark:hover { background: var(--black-3); }

/* Hero */
.hero { background: var(--black); color: #fff; padding: 64px 0 84px; position: relative; overflow: hidden; }
.hero::before { content: ""; position: absolute; inset: 0; background:
    radial-gradient(ellipse at 15% 0%, rgba(245,203,9,.14), transparent 55%),
    repeating-linear-gradient(135deg, rgba(255,255,255,.025) 0 2px, transparent 2px 14px); pointer-events: none; }
.hero .wrap { display: grid; grid-template-columns: 1.1fr 1fr; gap: 48px; align-items: start; position: relative; z-index: 1; }
.hero h1 { color: #fff; }
.hero h1 em { font-style: normal; color: var(--yellow); }
.hero .lead { color: #c9c5b8; }
.hero-logo { width: 220px; margin-bottom: 22px; }
.checks { list-style: none; padding: 0; margin: 24px 0 28px; display: grid; gap: 10px; }
.checks li { display: flex; gap: 10px; align-items: flex-start; font-weight: 600; }
.checks li::before { content: ""; flex: none; width: 22px; height: 22px; margin-top: 2px; border-radius: 50%; background: var(--yellow) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230e0d0c' stroke-width='3.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12l5 5 9-10'/%3E%3C/svg%3E") center/14px no-repeat; }
.hero-call { color: #c9c5b8; font-size: .98rem; }
.hero-call a { color: var(--yellow); font-family: var(--display); font-weight: 700; font-size: 1.6rem; letter-spacing: .02em; text-decoration: none; }

/* Form card */
.form-card { background: #fff; color: var(--ink); border-radius: var(--radius); border-top: 6px solid var(--yellow); box-shadow: 0 24px 60px rgba(0,0,0,.45); padding: 28px; scroll-margin-top: 96px; }
.form-card h2 { font-size: 1.7rem; margin-bottom: .1em; }
.form-card .sub { color: var(--muted); font-size: .95rem; margin-bottom: 18px; }
.grid2 { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.grid3 { display: grid; grid-template-columns: 2fr 1fr 1fr; gap: 12px; }
.field { margin-bottom: 12px; }
.field label { display: block; font-size: .85rem; font-weight: 700; margin-bottom: 4px; color: var(--black); }
.field label .req { color: #c0392b; }
input, select, textarea { width: 100%; padding: 11px 12px; border: 1px solid #cfcabd; border-radius: 6px; font: inherit; font-size: 1rem; color: var(--ink); background: #fff; }
input:focus, select:focus, textarea:focus { outline: 3px solid rgba(245,203,9,.45); border-color: var(--yellow-dark); }
textarea { min-height: 80px; resize: vertical; }
.consent { display: flex; gap: 10px; align-items: flex-start; font-size: .78rem; color: var(--muted); line-height: 1.45; margin: 6px 0 14px; }
.consent input { width: 18px; height: 18px; margin-top: 2px; flex: none; accent-color: var(--black); }
.form-card .btn { width: 100%; font-size: 1.2rem; padding: 15px; }
.fineprint { font-size: .75rem; color: var(--muted); margin: 10px 0 0; text-align: center; }
.hp { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
.form-msg { display: none; padding: 14px; border-radius: 6px; margin-top: 12px; font-weight: 600; font-size: .95rem; }
.form-msg.ok { display: block; background: var(--yellow-soft); color: #4d3f00; }
.form-msg.err { display: block; background: #fdecea; color: #8a1f14; }
.success-panel { display: none; text-align: center; padding: 30px 6px; }
.success-panel svg { width: 64px; height: 64px; margin: 0 auto 12px; }

/* Steps */
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; margin-top: 40px; }
.step { background: var(--cream); border-radius: var(--radius); padding: 28px; border-bottom: 4px solid var(--yellow); }
.step .num { width: 48px; height: 48px; border-radius: 8px; background: var(--black); color: var(--yellow); display: grid; place-items: center; font-weight: 700; font-family: var(--display); font-size: 1.4rem; margin-bottom: 14px; }
.step p { color: var(--muted); margin: 0; }

/* Benefits (dark band) */
.dark { background: var(--black); color: #e9e6dc; }
.dark h2, .dark h3 { color: #fff; }
.benefits { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; margin-top: 40px; }
.benefit { background: var(--black-2); border-radius: var(--radius); padding: 24px; border: 1px solid var(--black-3); }
.benefit .ico { width: 48px; height: 48px; border-radius: 8px; background: var(--yellow); display: grid; place-items: center; margin-bottom: 14px; }
.benefit .ico svg { width: 24px; height: 24px; stroke: var(--black); }
.benefit p { color: #b5b1a5; margin: 0; font-size: .95rem; }

/* Situations */
.situations { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; margin-top: 36px; }
.sit { display: flex; gap: 14px; align-items: flex-start; padding: 20px; border: 1px solid var(--line); border-left: 4px solid var(--yellow); border-radius: 8px; background: #fff; }
.sit svg { width: 26px; height: 26px; flex: none; stroke: var(--yellow-dark); margin-top: 2px; }
.sit h3 { margin-bottom: .2em; font-size: 1.1rem; }
.sit p { margin: 0; color: var(--muted); font-size: .93rem; }

/* Compare */
.alt { background: var(--cream); }
.compare { width: 100%; border-collapse: collapse; margin-top: 32px; background: #fff; border-radius: var(--radius); overflow: hidden; box-shadow: var(--shadow); }
.compare th, .compare td { padding: 16px 18px; text-align: left; border-bottom: 1px solid var(--line); font-size: .97rem; }
.compare thead th { background: var(--black); color: #fff; font-family: var(--display); text-transform: uppercase; letter-spacing: .04em; font-weight: 600; }
.compare thead th.us { background: var(--yellow); color: var(--black); }
.compare td.us { font-weight: 700; color: var(--black); background: var(--yellow-soft); }
.compare tbody tr:last-child td { border-bottom: 0; }
.compare td:first-child { font-weight: 600; color: var(--black); }

/* FAQ */
.faq { max-width: 820px; margin: 36px auto 0; }
.faq details { border: 1px solid var(--line); border-radius: 8px; margin-bottom: 12px; background: #fff; }
.faq details[open] { border-color: var(--yellow-dark); }
.faq summary { cursor: pointer; padding: 18px 20px; font-weight: 700; color: var(--black); list-style: none; display: flex; justify-content: space-between; gap: 12px; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; font-size: 1.5rem; line-height: 1; color: var(--yellow-dark); font-weight: 700; }
.faq details[open] summary::after { content: "–"; }
.faq details p { padding: 0 20px 18px; margin: 0; color: var(--muted); }

/* CTA band */
.cta-band { background: var(--yellow); color: var(--black); text-align: center; }
.cta-band h2 { color: var(--black); }
.cta-band p { color: #3d3300; }
.cta-band .actions { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; margin-top: 24px; }
.cta-band .btn.outline { background: transparent; color: var(--black) !important; border: 2px solid var(--black); }
.cta-band .btn.outline:hover { background: rgba(0,0,0,.06); }

/* Footer */
footer.site { background: var(--black); color: #a9a598; font-size: .9rem; padding: 48px 0 40px; }
footer.site .wrap { display: grid; grid-template-columns: 1.4fr 1fr 1fr .8fr; gap: 28px; }
footer.site a { color: #e9e6dc; text-decoration: none; }
footer.site a:hover { color: var(--yellow); }
footer.site strong { color: #fff; }
footer .foot-logo { width: 150px; margin-bottom: 12px; }
footer .links { display: flex; gap: 18px; flex-wrap: wrap; }
footer .legal-note { grid-column: 1 / -1; font-size: .8rem; border-top: 1px solid var(--black-3); padding-top: 18px; }


/* Footer columns */
.foot-col ul { list-style: none; padding: 0; margin: 10px 0 0; display: grid; gap: 6px; }
.foot-col > strong { font-family: var(--display); text-transform: uppercase; letter-spacing: .08em; color: var(--yellow); font-weight: 600; }
.foot-col:first-child strong { color: #fff; font-family: inherit; text-transform: none; letter-spacing: 0; }

/* Breadcrumbs */
.crumbs { font-size: .85rem; color: #a9a598; margin-bottom: 14px; }
.crumbs a { color: #e9e6dc; text-decoration: none; }
.crumbs a:hover { color: var(--yellow); }

/* Article (town / situation pages) */
.article-wrap { padding: 64px 0; }
.article { max-width: 780px; margin: 0 auto; }
.article h2 { font-size: clamp(1.45rem, 2.6vw, 1.9rem); margin-top: 1.7em; }
.article h2:first-child { margin-top: 0; }
.article p, .article li { color: #34312a; }
.article ul { padding-left: 0; list-style: none; display: grid; gap: 10px; margin: 0 0 1.2em; }
.article ul li { position: relative; padding-left: 30px; }
.article ul li::before { content: ""; position: absolute; left: 0; top: 7px; width: 14px; height: 14px; border-radius: 3px; background: var(--yellow); box-shadow: inset 0 0 0 3px var(--black); }
.article .note { font-size: .85rem; color: var(--muted); border-left: 3px solid var(--line); padding-left: 12px; margin-top: 2em; }
.article-cta { margin-top: 2em; display: flex; gap: 16px; align-items: center; flex-wrap: wrap; }
.article-cta span { color: var(--muted); }
.article-cta span a { font-weight: 700; color: var(--black); }

/* Link chips (areas / related) */
.related { padding: 56px 0; }
.chips { display: flex; flex-wrap: wrap; gap: 10px; justify-content: center; margin-top: 28px; }
.chip { display: inline-block; padding: 11px 18px; border-radius: 999px; background: #fff; border: 2px solid var(--black); color: var(--black); font-weight: 700; text-decoration: none; font-size: .95rem; transition: background .15s; }
.chip:hover { background: var(--yellow); }

/* Situation cards as links */
a.sit { text-decoration: none; color: inherit; transition: box-shadow .15s, transform .15s; }
a.sit:hover { box-shadow: var(--shadow); transform: translateY(-2px); }
.sit .more { display: inline-block; margin-top: 8px; font-weight: 700; font-size: .88rem; color: var(--black); border-bottom: 2px solid var(--yellow); }

/* Legal page */
.legal { max-width: 800px; margin: 0 auto; padding: 56px 20px; }
.legal h1 { font-size: 2.4rem; }
.legal h2 { font-size: 1.35rem; margin-top: 1.6em; }
.legal p, .legal li { color: #3b3830; }

/* Mobile call bar */
.callbar { display: none; }

@media (max-width: 960px) {
  footer.site .wrap { grid-template-columns: 1fr 1fr; }
  .hero .wrap { grid-template-columns: 1fr; gap: 32px; }
  .benefits { grid-template-columns: repeat(2, 1fr); }
  .situations { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 720px) {
  body { font-size: 16px; padding-bottom: 60px; }
  section { padding: 56px 0; }
  nav.main { display: none; }
  header.site .wrap { height: 66px; }
  .brand img { height: 34px; }
  .brand .wordmark b { font-size: 1.3rem; }
  .brand .wordmark small { font-size: .62rem; }
  .topbar .hide-sm { display: none; }
  .hero { padding-top: 44px; }
  .hero-logo { width: 170px; }
  .steps, .benefits, .situations { grid-template-columns: 1fr; }
  footer.site .wrap { grid-template-columns: 1fr 1fr; }
  footer .foot-col:first-child { grid-column: 1 / -1; }
  .article-wrap { padding: 44px 0; }
  .grid2, .grid3 { grid-template-columns: 1fr; gap: 0; }
  .form-card { padding: 22px 18px; }
  .compare th, .compare td { padding: 12px 10px; font-size: .88rem; }
  .callbar { display: grid; grid-template-columns: 1fr 1fr; position: fixed; left: 0; right: 0; bottom: 0; z-index: 30; box-shadow: 0 -4px 16px rgba(0,0,0,.25); }
  .callbar a { text-align: center; padding: 16px 8px; font-family: var(--display); text-transform: uppercase; letter-spacing: .06em; font-weight: 700; text-decoration: none; color: var(--yellow); background: var(--black); }
  .callbar a + a { background: var(--yellow); color: var(--black); }
}